Financial Services Privacy Notice
Central Alabama Benefits Life & Annuities
Our Commitment to Your Privacy
Central Alabama Benefits Life & Annuities respects your privacy and is committed to protecting the personal and financial information you entrust to us. This notice describes the types of information we collect, how we use it, and how we safeguard it.
Information We Collect
To provide insurance quotes, applications, and policy servicing, we may collect personal information such as:
Name, address, phone number, and email
Date of birth and demographic information
Social Security number
Driver’s license or other government identification
Financial information needed for payment or eligibility verification
Health and lifestyle information when required for underwriting
This information may be collected from:
Applications or forms you complete
Conversations with you
Insurance carriers and service providers
Consumer reporting agencies when required for underwriting
How We Use Your Information
We use personal information only as necessary to:
Provide insurance quotes and policy recommendations
Submit applications to licensed insurance carriers
Verify identity and prevent fraud
Assist with underwriting and policy issuance
Service existing policies and respond to inquiries
Meet regulatory and legal obligations
Information Sharing
Central Alabama Benefits Life & Annuities does not sell or rent your personal information.
We may share your information only when necessary with:
Insurance companies evaluating or issuing policies
Service providers assisting with underwriting, policy processing, or customer service
Financial institutions involved in premium payments
Regulatory agencies when required by law
All parties receiving your information are expected to maintain strict confidentiality and security standards.
SMS Text Messaging Privacy
If you provide your phone number and consent to receive text messages, Central Alabama Benefits Life & Annuities may send SMS communications regarding:
Insurance quotes
Policy updates
Appointment reminders
Customer service communications
Message frequency may vary.
Message and data rates may apply.
You may opt out at any time by replying STOP, or reply HELP for assistance.
Your phone number will never be sold or shared for third-party marketing purposes.
Email Communication Privacy
If you provide your email address, you may receive email communications related to:
Insurance quotes or proposals
Policy information or servicing
Appointment confirmations
Educational information related to insurance or financial protection
You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email or by contacting us directly.
Your email address will never be sold or shared with third parties for unsolicited marketing.
Protecting Your Information
We maintain physical, electronic, and administrative safeguards designed to protect personal and sensitive information, including Social Security numbers and driver’s license information.
Access to this information is restricted to individuals who require it in order to provide insurance services or comply with regulatory requirements.
Policy Updates
We may update this Privacy Notice from time to time to reflect changes in business practices or regulatory requirements. Updates will be posted on our website.
Contact Information
If you have questions regarding this Privacy Notice, please contact:
Central Alabama Benefits Life & Annuities
Phone: 205-294-7191
